How do you calculate Points Promise interest?

Just like a normal savings account, we calculate interest monthly, based on how long the money has been in your account. Your first monthly credit builder payment earns 12 months’ interest, the next payment 11 months’ interest, and so on. More information can be found in the terms and conditions.

This applies to Classic members only. If you are a Premium, Plus or Standard member, you can find more information here.

Not sure if you’re a Plus, Premium, Standard or Classic member? Here’s how to find out.

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