If I miss a rent payment will it affect my credit score?

  • Updated

If you miss a rent payment while having Loqbox Rent, there's no need to panic. We've put steps in place to protect your credit history. After all, we're here to help you live a richer life, and your financial wellbeing is our goal.


To put your mind at ease, if we’re ever unable to identify a rent payment, then we won’t report that month's rent to Experian. Although this won't add information to your credit history for that month, you will avoid a ‘missed payment’ mark going on your credit file.


Your rent payments show on your credit history and can be used by lenders when considering your credit application. But they don’t directly count towards your credit score.