Which credit reference agencies (CRAs) does Loqbox report to?

  • Updated

We report your valuable financial progress to all three of the UK's main credit reference agencies: Experian, Equifax, and TransUnion. This means that both your Loqbox Grow and Loqbox Save data contribute to your credit report with each of these agencies, enhancing your credit score.


When it comes to Loqbox Rent, the reporting approach is slightly different, but still powerful. Your rent data is reported exclusively to Experian. This unique approach is designed to prioritise safeguarding your credit history — making sure that 'missed payments' don't appear on your credit history — setting us apart from other rent reporters. 


The main benefit is that your rent data will be prominently displayed on your statutory credit report from Experian. Lenders who evaluate your credit application will have access to this information, providing evidence of your ability to manage large monthly expenses. 


We're dedicated to supporting your financial wellbeing every step of the way! If you ever have questions or need guidance, feel free to reach out.